The Loan Originator can be employed by any financial organization or they can also work as individuals. They have to communicate and meet with the clients who are looking for the mortgages. They need to do market research and seek for the highly potential customers.
The loan originators discuss the client’s requirements and assist them in evaluating the correct financial options. The work duties highlighted in the resume of a Loan Originator are overseeing the filed loan applications and submitting completed loan applications.
The hired candidate is also responsible to develop the relations and enhance the networking to make more leads. There is no formal educational qualification required for his job but having bachelor’s degree or experience is advantageous.
Loan Originator Resume Sample
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Rob Wilson
Loan Originator
743 Xyz Abc Road.
Chicago, IL – xxxxx
Email: email@example.com | Home: xxx-xxx-xxxx | Mobile: xxx-xxx-xxxx
Professional Summary
Loan Originator with 14 years as a leader in the financial industry and 20 years sales experience. Service-oriented with expertise in building a solid customer base who effectively identifies and resolves complex financial issues and thrives in fast-paced and ever-changing business environments.
Work Experience
1) Loan Originator
ABC Home Loans – Chesterfield, MO
August 2014 to Present
- Originate residential home mortgages.
- Originate Conforming and government loan products including FHA, VA, and USDA.
- Work with area Realtors for purchase business.
- Process mortgage loans.
- Letter Campaign marketing in NMLS licensed States.
2) Loan Originator
ABC Funding – Chesterfield, MO
March 2013 to August 2014
- Originate residential home mortgages.
- Educated customers on the variety of loan products and available credit options.
- Process home loans.
- Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.
- Provided expert financial advice on mortgage options.
3) Loan Originator
ABC Home Loans – St. Louis, MO
January 2010 to March 2013
- Originated residential mortgages in 20 States.
- Performed daily maintenance of the loan applicant database.
- Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
- Analyzed applicants’ financial status, credit and property evaluation to determine the feasibility of granting a loan.
- Educated customers on the variety of loan products and available credit options.
4) Loan Originator
ABC Solutions Inc – St. Louis, MO
January 2007 to January 2010
- Originated residential home mortgages.
- Obtained NMLS originator license.
- Performed daily maintenance of the loan applicant database.
- Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
- Educated customers on the variety of loan products and available credit options.
- Provided expert financial advice on mortgage loans.
Educational Qualification
Associate of Applied Science in Business
ABC University – Tyler, TX
2000
Skills and Strengths
- Basic computer skills with the ability to type at least 40 wpm.
- Ability to communicate effectively and efficiently via phone, email and person to person.
- Capability of gathering facts accurately, analyzing causes, evaluating alternate solutions and arriving at sound conclusions on action to be taken.
- Ability to manage multiple and/or conflicting responsibilities.
- Great attention to detail and organizational skills.
- Ability to work in a team environment.
— References Available upon Request —
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Properly writing roles, responsibilities, and skills in Loan Originator’s Resume is very important. It is because the employer or the recruiter will check them to judge your capabilities. Mostly, the points of the job duties performed will come under the section of work experience in the Loan Originator’s Resume. Whereas you can mention your skills within the skill section. The other key or highlighting points can be noted separately.
To get the job, making an accurate resume having precise points is necessary. Hence, here are few shorter examples which will give you a better idea about how to write roles, responsibilities, skills and work experience in the resume for the position of Loan Originator.
From our resume database, I have gathered few examples. These resumes are selected on basis of different location and experience level. These Loan Originator Resume samples of professionals will give you provide with a hint when you are writing your resume. You can change the points according to your location and experience level.
Check these Loan Originator resume samples. I hope you will find something interesting and valuable from these examples.
Few More Loan Originator Resume Sample:
Example 1:
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Loan Originator
Location – Tracy, CA
Experience – 5 Years
Accomplished highly motivated creative professional with extensive customer service experience, driven and very organized. Excellent work history and devoted employee. I am very customer focused and reliable.
Responsibilities:
- Gather needed documents from prospect clients and evaluate their financial situations to fit them with the best mortgage loan products and programs including FHA/VA, Conventional, and refinance (HARP, Cash out, and Rate/Term).
- Prepare and coordinate loan documentation and request additional information when needed to satisfy all underwriting conditions to get the loan from origination to final approval and disbursement.
- Build relationships with customers and members of the community to drive referrals.
Skills:
- Self-motivated, adaptable and enthusiastic Management Professional.
- Excellent entrepreneurial, sales, and negotiating skills.
- Outstanding ability to plan, direct, and coordinate operations.
- Bilingual: English and Spanish.
- Leadership Skills.
- Strong Mechanical / Electrical Skills.
- Strategic Relationship Builder.
- Team Player.
- Customer Service Skills.
- Problem Solver.
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Example 2:
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Loan Originator
Location – El Paso, TX
Experience – 4 Years
- Originate FHA, VA and conventional loan production in the market area.
- Counsel, advise and qualify home buyers for particular programs.
- Attend sales seminars and builder/Realtor meetings to generate loan volume within the market area.
- Work with processors to expedite and assist in the processing and closing of each loan according to company and government policies.
- Keep informed of trends and developments in the local real estate market, as well as the changing rules and regulations.
- Responsible for generating loan volume from inbound and outbound telemarketing, internet, lending tree, and Velocify referrals.
- Complete applications, prequalify applicant, advise “best fit” programs, explain features and close the sale.
- Guardian Mortgage (merged with Strategic Lending Group)
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Example 3:
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Loan Originator
Location – Chicago, IL
Experience – 5 Years
- Work in a Call Center mainly contact customers via outbound and take inbound calls from marketing campaigns such as Mailers, Internet Leads.
- Overachieved every month company and personal funding goals.
- Conduct over the phone with borrowers to complete financial overview.
- Consulted with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their homeownership goals.
- Collect and analyze information about the customer’s financial situation, financial and personal objectives, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history.
- Analyze financial information for customers to make an initial assessment regarding whether the customers and the property may qualify for a particular lending solution.
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Example 4:
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Loan Originator
Location – Miami, FL
Experience – 2 Years
- Pre-qualify all new potential mortgage applicants.
- Prepared loan application packages for new clients.
- Reviewed loan agreements to ensure that they were complete and accurate according to policy.
- Reviewed and updated credit and loan files.
- Gather all pertinent documents from applications, employers and bank institutes.
- Sustain a positive ongoing relationship with our warehouse underwriters, title agents, and appraisers.
- Uphold and maintain lending & state required guidelines and compliance.
- Explained to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Computed payment schedules.
- Stayed abreast of new types of loans and other financial services and products to better meet customers’ needs.
- Submitted application to credit analysts for verification and recommendation.
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Example 5:
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Loan Originator
Location – Pensacola, FL
Experience – 3 Years
- Analyze applicant’s financial status, credit, and property evaluations to determine the feasibility of granting loans.
- Obtain and compile copies of loan applicant’s credit histories, corporate financial statements, and other financial information.
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Stay abreast of new types of loans and other financial services and products to better meet customers’ needs.
- Review and update credit and loan files.
- Submit applications to credit analysts for verification and recommendation.
- Work with clients to identify their financial goals and to find ways of reaching those goals.
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Example 6:
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Loan Originator/Officer
Location – Phoenix, AZ
Experience – 4 Years
- Attracts new mortgage loan applications by developing relationships within the community and the real estate and financing industries.
- Determines the best placement for mortgage loans by evaluating applications and supporting documentation.
- Analyze credit history and submit documentation to match customer’s goals.
- Complete mortgage loans by collecting financial information and preparing detailed mortgage loan estimates for the customer.
- Work closely with a full-time professional processor to meet loan stipulations and assists the processor with scheduling the loan closing at escrow.
- Protects company image by keeping mortgage loan information confidential.
- Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks.
- Hiring and training of new personnel.
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These are some sample Resumes/CV of Loan Originator. With the help of these examples, you can create a well-crafted resume yourself. You can select any of the lines/sentences from these all examples. Combine them, edit them and use them to make an effective resume. These resume samples can help you decide what experience and accomplishments to include your resume. It also guides for the proper highlighting points.
There are more than 14000 active Loan Originator jobs in the USA. Find the job suitable to you and start applying with your fresh and updated Loan Originator resume and improve your chances of getting the job.
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